Underwriter

Cowbell is signalling a new era in cyber insurance by harnessing technology and data to provide small and medium-sized enterprises (SMEs) with advanced warning of cyber risk exposures bundled with cyber insurance coverage adaptable to the threats of today and tomorrow. Championing adaptive insurance, Cowbell follows policyholders’ cyber risk exposures as they evolve through continuous risk assessment and continuous underwriting. In its unique AI-based approach to risk selection and pricing, Cowbell’s underwriting platform, powered by Cowbell Factors, compresses the insurance process from submission to issue to less than 5 minutes. Founded in 2019 and based in the San Francisco Bay Area, Cowbell has rapidly grown, now operating across the U.S., Canada, U.K., and India. This growth was recently bolstered by a successful Series C fundraising round of $60 million from Zurich Insurance. This investment not only underscores the confidence in Cowbell’s mission but also accelerates our capacity to revolutionize cyber insurance on a global scale. With the backing of over 25 prominent reinsurance partners, Cowbell is poised to redefine how SMEs navigate the evolving landscape of cyber threats. What you will do: Maintain profitability with appropriate risk selection, analysis and service of accounts based on Cowbell Cyber Insurance guidelines Manage relationships with insurance brokers to negotiate pricing, coverages and other terms Servicing of new and renewal business throughout the year while maintaining our customer service standards Collaboration with the Business Development team to support their goals and strengthen partnerships with brokers Maintain an expansive knowledge of the cyber insurance marketplace and current trends in the industry Easily identify areas where our unique capabilities provide us with a competitive advantage and build out processes that support these Actively participate in determining our approach to emerging threats, loss trends, marketplace changes and other trends in cyber risks Partner with the Engineering and Data Science teams to continually improve our technology and deliverable to the policyholder Serve as a subject matter expert for team on coverage questions Collaborate with a passionate team, have fun, grow, learn, and teach the company along the way What Cowbell needs from you: Minimum 3+ years of underwriting experience, preferably in Cyber Technical expertise and product knowledge in Commercial Insurance Demonstrate ability to develop new & renewable Cyber and Tech E&O business profitably over a significant period of time Knowledge of marketing principles, underwriting and pricing strategies Superb sales and marketing skills; must be able to demonstrate successful broker management, including building, maintaining and managing broker and customer relationships Proven ability to successfully negotiate on all levels and develop producer relationships Strong track record of service orientation and teamwork Ability to adapt to a fast paced, high production environment. Excellent written and oral communication skills Strong interpersonal skills. Equal Employment Opportunity: We are committed to equal opportunity in the terms and conditions of employment for all employees and job applicants without regard to race, color, religion, sex, sexual orientation, age, gender identity or gender expression, national origin, disability, or veteran status. Cowbell is a leading innovator in cyber insurance, dedicated to empowering businesses to always deliver their intended outcomes as the cyber threat landscape evolves. Guided by our core values of TRUE—Transparency, Resiliency, Urgency, and Empowerment—we are on a mission to be the gold standard for businesses to understand, manage, and transfer cyber risk. At Cowbell, we foster a collaborative and dynamic work environment where every employee is empowered to contribute and grow. We pride ourselves on our commitment to transparency and resilience, ensuring that we not only meet but exceed industry standards. We are proud to be an equal opportunity employer, promoting a diverse and inclusive workplace where all voices are heard and valued. Our employees enjoy competitive compensation, comprehensive benefits, and continuous opportunities for professional development. Cowbell is an E-Verify employer. E-Verify is a web-based system that allows an employer to determine an employee's eligibility to work in the US using information reported on an employee's Form I-9. The E-Verify system confirms eligibility with both the Social Security Administration (SSA) and Department of Homeland Security (DHS). For more information, please go to the USCIS E-Verify website. For more information, please visit https://cowbell.insure/. Cowbell Cyber does not permit the use of AI tools during any stage of our interview process. By submitting your application, you agree to complete all assessments and interviews without the use of generative AI assistance.