Vulnerable Customer Support Officer

We’re Capital on Tap 👋 💳 Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that. Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier. 1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started! 📈Check out the development opportunities in the Specialist Support team. 📍 Cardiff | 🏢 3 days in office, 2 from home (Fully office-based for the first 3 months) ⏰ Shifts - 37.5 hours per week Monday - Friday between 8am - 8pm. Specialist Support Team As a member of our Specialist Support team, you’ll play a vital role in delivering tailored support to customers who require additional care. You’ll carry out detailed vulnerability assessments, review customer accounts, and ensure every individual is treated with empathy, dignity, and respect. The role involves managing complex cases, identifying emerging trends, and contributing to strategies that enhance support for customers in arrears. 💖 We encourage applicants to carefully consider the nature of this role, as it involves handling sensitive conversations that may be emotionally challenging at times. We kindly ask that you apply only if you feel comfortable managing these types of discussions in a professional and supportive manner. What You’ll Be Doing Taking escalated inbound calls from vulnerable customers who are in arrears. Managing your own portfolio of vulnerable customers and providing outstanding support and service. Meeting SLAs and implementing TCF principles. Reviewing and conducting vulnerability assessments in order to best serve our customers and organisation. Work closely and collaboratively with other departments within Capital on Tap Conducting in-depth reviews of hardships documentation - Bank statements and I&Es We’re Looking For Experience in a collections role is essential. Current or prior experience dealing with vulnerable customers in a telephony based role. Ability to demonstrate empathy to our customers in hard times. A resilient attitude to proactively helping support our customers in the best possible way. Excellent time management and strong communication skills. Diversity & Inclusion 🌈We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work. Great Work Deserves Great Perks We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits: 💷 Starting salary £27,000 - £34,000 Depending on experience 🏥 Private Healthcare including dental and opticians services through Vitality ✈️ Worldwide travel insurance through Vitality 🎁 Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical) 👛 Salary Sacrifice Pension Scheme up to 7% match 🏖️ 28 days holiday (plus bank holidays) 📖 Annual Learning and Wellbeing Budget 👪 Enhanced Parental Leave 🚲 Cycle to Work Scheme 🚂 Season Ticket Loan 💬 6 free therapy sessions per year 🐶 Dog Friendly Offices 🍫 Free drinks and snacks in our offices Check out more of our benefits, values and mission here. Interview Process 🤝First stage: 30 minutes intro and values call with Talent Partner (Video call) 🤝Final stage: 60 minutes experience and team fit interview with the team lead and a few members of the team (In-person) Other Info 👍Check out our ‘Top Tips’ for interviewing. ✔️Keep updated on new job opportunities by following us on Linkedin. 📧Email careers@capitalontap.com if you have any questions. Excited to work here? Apply! If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)