Senior Manager, Risk Portfolio & Strategic Initiatives

Innovate with purpose At BILL, we believe in empowering the businesses that drive our economy. By replacing outdated financial processes with innovative tools, we help businesses—from startups to established brands—make smarter decisions and gain control of their operations. And we don’t stop there: we’re creating the future of financial automation so businesses can spend more time on what matters. Working here means you become part of a vision-driven team that’s ready to tackle challenges and build cutting-edge solutions. We value purpose, drive, and curiosity—and we thrive in a fast-paced, ever-changing environment. Whether in one of our offices in San Jose, CA, Draper, UT, or in a remote-eligible role, BILLders collaborate to deliver real impact for businesses that need more time in their busy weeks. BILL builds high performing teams and we seek to hire the best talent for every role. We're committed to building a workplace that fosters inclusion and diverse perspectives, valuing each person’s unique skills and experiences. We’d love to hear from you—you might be just what we’re looking for, whether in this role or another. ✨ Let’s give businesses more time for what matters. Make your impact within a rapidly growing Fintech Company Join BILL as a Sr. Manager, Risk Portfolio and Strategic Initiatives and help shape how the Risk Management division executes at scale. The Portfolio Management and Strategic Initiatives team sits at the intersection of risk strategy and operational execution, owning the programs, partnerships, and frameworks that enable BILL's risk organization to move quickly and with confidence. This team works directly with senior leadership and cross-functional partners to translate strategic priorities into measurable outcomes across credit risk, fraud risk, and reputational risk domains. In this role, you will own program and vendor management for the Risk organization, build operating frameworks that reduce manual processes through AI tooling and automation, and lead a team of analysts and portfolio managers focused on strategic execution. Your work will directly support BILL's ability to protect hundreds of thousands of SMBs who rely on our financial automation platform to manage cash flow, process payments, and run their operations every day. Responsibilities: Lead the development and execution of strategic portfolio plans across the Risk Management division, managing end-to-end delivery of cross-functional programs from scoping through completion. Build and maintain operating frameworks that support risk strategic initiatives, including the evaluation and deployment of AI tooling to reduce manual workflows and improve team efficiency. Own third-party vendor relationships from selection and contract negotiation through ongoing performance evaluation, ROI monitoring, and budget oversight, ensuring vendors deliver measurable value to risk management programs. Drive prioritization and alignment across risk initiatives by communicating clear objectives, timelines, and resource plans to senior leadership and cross-functional stakeholders. Partner closely with risk analysts, data scientists, and business partners across compliance, fraud, and credit risk to integrate risk management strategies and provide thought leadership on data-driven practices. Lead and develop a team of data analysts and portfolio managers, providing coaching on portfolio management best practices, quantitative analysis, and strategic storytelling. Oversee governance processes within the Risk division, ensuring programs are tracked, reported, and adjusted based on performance data and shifting organizational priorities. We'd love to chat if you have: 8 or more years of experience in risk management, portfolio analytics, program management, or a related field within financial services or fintech. Demonstrated experience leading complex, cross-functional programs with clear ownership over scope, timelines, deliverables, and budget. Hands-on experience managing third-party vendor relationships, including contract negotiation, performance measurement, and ROI tracking. Strong working knowledge of payment products and risk management principles across credit, fraud, and reputational risk domains. Ability to translate complex data insights and risk analysis into clear recommendations and executive-level communications. Experience building and leading teams, with a track record of developing analysts and managers through coaching and structured feedback. Desired Qualifications: Experience evaluating or deploying AI and automation tooling to reduce manual processes within risk or operations functions. Foundational proficiency in SQL or another programming language, with comfort engaging directly with data in support of portfolio analysis. Lean Six Sigma Green Belt or Black Belt certification is highly advantageous and will be given strong consideration. Advanced degree in Business Administration, Finance, Computer Science, Economics, Mathematics, or a related field. Visa Sponsorship: Please note that this position is not eligible for visa sponsorship. Applicants must have authorization to work in the United States without requiring visa sponsorship now or in the future. Our ranges for each role and job level are based on a variety of factors including candidate experience, expertise, and geographic location and may vary from the amounts listed below. The role is also eligible for a competitive benefits package that includes: medical, dental, vision, life and disability insurance, 401(k) retirement plan, flexible spending & health savings account, paid holidays, paid time off, and other company benefits. The estimated salary ranges noted below roles in the specific geographic zones Zone 1- San Francisco Bay Area CA (includes HQ), New York City, Seattle, Los Angeles County $190,400—$238,050 USD Zone 2- CA (Non San Francisco Bay Area and Los Angeles County), Austin TX, Massachusetts $171,400—$214,200 USD Zone 3 -Utah (includes Utah office), Houston TX, Florida, North Carolina $161,800—$202,300 USD What’s in it for you? Redefining how businesses automate their work is a fast-paced, exciting, and fun environment. But we also have benefits and perks to ensure the magic isn’t only experienced by our customers, but by our employees as well. Here is a preview of some of the amazing benefits here at BILL: 100% paid employee health, dental, and vision plans (choose HMO, PPO, or HDHP) HSA & FSA accounts Life Insurance, Long & Short-term disability coverage Employee Assistance Program (EAP) 11+ Observed holidays and wellness days and flexible time off Employee Stock Purchase Program with employee discounts Wellness & Fitness initiatives Employee recognition and referral programs And much more Don’t believe us? Check out our culture, benefits, and teams on our career site, LinkedIn Life, or YouTube pages. BILL is an Equal Opportunity Employer. We believe our best ideas come from the unique stories, perspectives, and experiences of our team members. We welcome people of all backgrounds, abilities, and identities to bring their authentic selves and contribute to our culture. We are committed to a transparent, inclusive hiring process that reflects our values. If you need accommodations at any stage, please contact interviewaccommodations@hq.bill.com. To ensure a fair evaluation, our Candidate Integrity Policy prohibits the use of unapproved external assistance, including generative AI, during live interviews or assessments. Doing so will result in a review and potential disqualification. Our Applicant Privacy Notice describes how BILL treats the personal information it receives from applicants.