Compliance Officer - North America

About Remote Remote is solving modern organizations’ biggest challenge – navigating global employment compliantly with ease. We make it possible for businesses of all sizes to recruit, pay, and manage international teams. With our core values at heart and future focused work culture, our team works tirelessly on ambitious problems, asynchronously, around the world. You can find Remoters working from 6 different continents (Antarctica left to go!) and all of our positions are fully remote. With Innovation as one of the core values, we have built Automation and AI capabilities into the requirements for every role. We encourage every member of the Remote team to bring their talents, experiences and culture to the table to help us build the best-in-class HR platform. If you are energetic, curious, motivated and ambitious, be part of our world. Apply now and define the future of work! What this job can offer you This is an exciting time to join Remote and make a personal difference in the global employment space as our Compliance Officer for North America, including of our Canadian regulated entity. We are building a Financial Services subgroup within Remote. This subgroup owns payments licenses in Canada, UK, and Europe. In order to maintain Remote's licenses and operate in the fintech space, we need to meet the highest standards for customer due diligence, anti-money laundering and counter financing terrorism, internally referred to as know your business (KYB). You will help maintain and implement sound procedures for vetting our customers in North America, aligned to regulatory and payment partner expectations. Not only will you have the responsibility to introduce and implement innovative anti-money laundering (AML) and counter-financing terrorism (CFT) solutions for our platform, you will also be relied upon to share guidance and expertise on Canadian regulatory requirements. Candidates with experience of USA AML regulations and good practice are encouraged to apply to support the Remote Group's KYB compliance policies and processes there, in addition to the responsibilities within our Financial Services subgroup. What you bring Extensive experience within the Second line of Defence in the financial sector, with demonstrable experience in Financial Crime Compliance Expert knowledge of Canadian payments legislation, both with FINTRAC (specifically MSB rules) and Bank of Canada’s RPAA Previous experience in both Compliance and Compliance Operations roles within a global financial services company. Must be a CA resident Professional AML / MLRO certifications Writes and speaks fluent English. It's not required to have experience working in a USA AML compliance role, but it's considered a plus. It's not required to have experience working remotely, but considered a plus. Key responsibilities Ensure Remote’s Canadian MSB remains compliant with new guidance and regulation stemming from FINTRAC and Bank of Canada’s RPAA legislation. Draft policies relating to customer due diligence, enhanced due diligence, screening measures, business-wide risk assessments, customer risk assessments, transaction monitoring, suspicious activity reporting, law enforcement engagement, fraud prevention, anti-bribery and corruption, authentication standards, AML/PF training and sanctions compliance meeting the expectations of Canadian regulators. Lead the AML/CTF audits for Remote’s Canadian regulated entity, manage relationships with other external advisors for Canada as required. Lead AML/CTF audits for Remote's other North America activities, manage relationships with North America external advisors as required. Responsible for ongoing maintenance of relevant policies, procedures and control environment to ensure our payments entities remain compliant with regulatory requirements and industry standards. Prepare and submit accurate and timely reports to regulatory authorities. Perform periodic and ad hoc 'second line of defence' controls effectiveness reviews as required; reporting to management on any findings and setting out remediation plans where necessary. Developing and enhancing compliance 'management information' or metrics to support on-going monitoring of the Canadian compliance function. Keep abreast of regulatory changes and update reporting processes accordingly. Practicals You'll report to: Director, Compliance & Regulatory Affairs Location: For this position we welcome anyone within Canada to apply. Start date: As soon as possible Application process Interview with recruiter Interview with future manager Interview with team members (no managers present) Bar Raiser Interview Prior employment verification check Remote's Total Rewards philosophy is to ensure fair, unbiased compensation and fair equity pay along with competitive benefits in all locations in which we operate. We do not agree to or encourage cheap-labor practices and therefore we ensure to pay above in-location rates. We hope to inspire other companies to support global talent-hiring and bring local wealth to developing countries. At first glance our salary bands seem quite wide - here is some context. At Remote we have international operations and a globally distributed workforce. We use geo ranges to consider geographic pay differentials as part of our global compensation strategy to remain competitive in various markets while we hiring globally. Our salary ranges are determined by role, level and location, and our job titles may span more than one career level. The actual base pay for the successful candidate in this role is dependent upon many factors such as location, transferable or job-related skills, work experience, relevant training, business needs, and market demands. The base salary range may be subject to change. At Remote, we foster internal mobility as a key element of our culture of employee growth and development, supported by a compensation philosophy that guarantees pay equity and fairness. Therefore, all compensation changes associated with an internal move will be reviewed by the Total Rewards & People Enablement team on a case by case basis. The annual salary range for this full-time position is $49,800—$140,100 USD Benefits Our full benefits & perks are explained in our handbook at remote.com/r/benefits. As a global company, each country works differently, but some benefits/perks are for all Remoters: work from anywhere flexible paid time off flexible working hours (we are async) 16 weeks paid parental leave mental health support services stock options learning budget home office budget & IT equipment budget for local in-person social events or co-working spaces How you’ll plan your day (and life) We work async at Remote which means you can plan your schedule around your life (and not around meetings). Read more at remote.com/async. You will be empowered to take ownership and be proactive. When in doubt you will default to action instead of waiting. Your life-work balance is important and you will be encouraged to put yourself and your family first, and fit work around your needs. If that sounds like something you want, apply now! How to apply Please fill out the form below and upload your CV with a PDF format. We kindly ask you to submit your application and CV in English, as this is the standardised language we use here at Remote. If you don’t have an up to date CV but you are still interested in talking to us, please feel free to add a copy of your LinkedIn profile instead. Not only do we encourage folks from all ethnic groups, genders, sexuality, age, abilities, disability status and any other under-represented group to apply, but we prioritize a sense of belonging. We have 4 ERGs (Women, Disability, Queer, Minorities in Tech) who meet regularly with the People team. During your interviews and beyond, we ask & encourage anybody who needs an accommodation to request one from their recruiter. We will ask you to voluntarily tell us your pronouns at interview stage, and you will have the option to answer our anonymous demographic questionnaire when you apply below. As an equal employment opportunity employer it’s important to us that our workforce reflects people of all backgrounds, identities, and experiences and this data will help us to stay accountable. We thank you for providing this data, if you chose to. At Remote, we embrace AI as a valuable tool while prioritizing human creativity and authenticity. We look forward to meeting candidates who balance innovation with genuine expertise and experience. To learn more about Remote's AI guidelines check see here. Please note we accept applications on an ongoing basis.